TeriM

if you like the 70/30... check out the Perfect Blend at KY... shipping might not be as bad from KY.... I've been using it since she came out with it and love it... it seems now it's going to be more "Perfect"... LOL I'd be willing to send you a couple chunk to test if you'd like... TeriM

I like Coconut Vanilla from Green Leaf..

sounds to me like they may be talking about the warning label.. I would sure ask them to confirm it.... I've never heard of it before... what company is it?

thanks.. I'll check it out !

anyone know where to find these... I found one site but you have to order 1000 and I sure don't need that many... thanks !!

do a search.. you'll find tons of info !

I second that for sure... she is just about as nice as they come... her potpourri is so beautiful - and I do believe she creates the scents herself and they are great if you want to try scented... ! Check out the Cappuccino & Cider.. they are great too !!!

do a search and you'll find tons of posts on insurance... should answer your questions..

I agree.... LOL I'll be placing my order in the morning !!!

that sounds really good.... hard to imagine chocolate & floral...

Candle Source... great throw after 2 days cure !!

it all depends on your wax.. it seems that every supplier varies a little... check the suppliers web site.... or you might have gotten directions with the wax.. some will do that...

oaky.. maybe this will clear it up... when they speak of vendor.. it could also include a customer that would purchase a candle.... 6 Reasons Why The Occurrence Policy Is Superior To The Less Expensive Claims-Made Policy Your current or future contract with a vendor may require an occurrence policy in order to do business. Simply put, the occurrence policy provides better protection for your vendors. If you were to go out of business or discontinue a product, your vendor wants to be protected by your policy (ex: legal defense and payments for settlements or judgments) if there are any past injuries involving your products that could result in a future lawsuit. An expired claims-made policy is not going to respond to these past injuries, unless you have purchased the "extended reporting period option". It is easier to change carriers at renewal. Claims-made policyholders may find it impossible to change insurance carriers once an actual claim has brought your risk potential to the attention of insurance underwriters. Even if you can get a quote from another insurance carrier, it will be difficult to negotiate the proper "retroactive date" (see definition in another section) to change to a new claims-made insurance carrier or "nose coverage" to change to a new occurrence carrier. You are better protected if you can no longer afford insurance and have to go "bare" while continuing to operate. With the occurrence policy, at least you know your past policy(ies) will respond to any injuries that occurred while such policy(ies) were in effect. On the other hand, the claims-made policy (or a renewal of such policy) has to be in effect or current at both the time of the injury AND the filing of the claim in order to respond. If you have discontinued a hazardous product line, any past injuries involving your products are covered by the insurance policy that was in force at the time of the injury; whereas; with a claims made policy, the policy (or a renewal of such policy) must be in force both at the time of the injury AND when the claim is filed. If you go out of business and shut down operations, again, you have some comfort of knowing any past injuries involving your products are covered by the insurance policy that was in force at the time of the injury; whereas; with a claims made policy, the policy (or a renewal of such policy) must be in force both at the time of the injury AND when the claim is filed. It is better if you sell your company. The new buyer is more likely to accept liabilities of your past products in the marketplace; whereas with a claims-made policy you are more likely to have to purchase the "extended reporting period" on your claims-made policy and be responsible for all liabilities for at least two more years.It is important to note, that many hazardous products with a long product life may be impossible to insure with an occurrence policy. I believe this is because an insurance carrier can better cut their losses by non-renewing a claims-made policy versus an occurrence policy. Remember the two conditions that must be met in order for a claims-made policy to provide coverage – 1) the policy must be in force when the bodily or property damage occurs AND 2) the policy or a renewal of the policy must still be in force when the claim is made. With an occurrence policy only the first condition must be met so the insurance carrier could still be paying for past injuries even if they non-renewed your policy.

I get what you mean... let me do a little research and let you know...

the only time you would need "tail" is if you hade a claims made policy - claims made means the claim has to be submitted during the policy term. if it's occurrence - a claim could be made after the policy expired .. as long as it was in force at the time of the loss.... could be 2 years after. If someone was going to sue you - each state has a statue of limitations on filing suit. Every state is different - in Ohio it's 2 years... so someone has 2 years to file a law suit after the incident....other states have different time limits.

if you had a policy in force at the time of the loss... it would be covered... unless you had a claims made policy and not an occurrence policy.... here's the difference: Occurrence form - This form provides coverage for claims arising out of an accidentwhich results in bodily injury or property damage neither expectednor intended. The form covers such claims that occur during thepolicy period irrespective of when the claim is made against you Claims made - Under a claims-made form, an incident must have happened and be reported to the insurance company while the policy is in force. Once the policy has been terminated, coverage no longer exists. If coverage is desired for claims reported after the policy has been terminated, then an Extended Reporting Endorsement (known as a "tail") must be purchased.

I second that... she's doing mine and I just love what she's done... really great to work with also....

is that price just for liability? you may want to check into coverage for your products that you'll be hauling back & forth to the show.. if your in an auto accident.. your auto policy won't cover the product in your vehicle...

there is so much more involved than just being sued... and even if you don't have anything... there are still legal fees...

I'm in awe.... just beautiful

You had to start this didn't you... LOL I sent him a PM and he sent me pics of his molds... OMG - I so think I have to have one of those... very, very nice !!!!!

I just don't think it's worth it no matter how you look at it...

the Pink Sugar is to die for... can't go wrong with it.. she also has great sampler packs.. ... she has a ton of new oils right now... I've ordered from ICS ever since I started making candles 4 yrs ago and have been pleased with everything I've gotten... from what I hear the Salty Sea Air and Kiwifruit are really good... I'm getting ready to put together an order now.. !

speaking as an insurance agent... if any of you decide to sell these... you so better make sure your coverage is up to date... I see big claims coming on these.. !!!! and I'm even wondering if the company could deny a claim on a candle with a wooden wick.... without anything to secure it to the jar... they could say the candle wasn't safe when it was sold.. regardless of what you put on a warning label... TeriM

That is to cute... I say don't dip....